Media Centre

Lending is more than just money The critical questions in lending are what and who are you lending to. Without knowing that, and addressing fundamental issues such as: What exactly is the money being used for? And is that the most efficient way to finance the opportunity?Who are the business’s leaders?What are the business’s prospects? How can a lender assess the critical cost dimensions of the funds: risk & security? Expect what you inspect The
Uncategorized
Safeguards in a slowing economy Business leaders are custodians of shareholder wealth. It is their job to build and safeguard that wealth. That means not just managing today but looking forward: identifying opportunities and threats. It’s about making and enacting plans that leverage opportunities and minimise threats. In a slowing economy, prudent leaders are paying especial attention to potholes, danger points and security. The best security – your customers First and foremost, look to your
Uncategorized
What Goldilocks can teach you about timing in making money “Not too hot, not too cold, just right,” said Goldilocks about a newly found lunch at the cottage of the Three Bears. Yet that balance is the perfect indicator as to when a good business should make money. At the same time as its counterparties. Whether they are clients or partners. Making money with people. Not at the expense of one party or the other.
Uncategorized
What should a business look for in a financier? Money is just money. A commodity with a variable price depending upon the financial structure, time horizon and risk profile. Yet all too often, businesses just focus on the price of the money. Ignoring the real value financial alignment can bring. Consider a venture capitalist. When they look to invest in a business, they are assessing three key things The business fundamentals: That the company is
Uncategorized
Alignment. Who is carrying the risk in your business? When someone goes into business, they take a risk. If it succeeds, shareholders reap the rewards: profits in the form of dividends and increasing shareholder value. When a business borrows money, they are typically doing it to leverage capital and maximise an opportunity. However, the financier is now also carrying a risk. To balance this out, the financier will want some security. To have the right
Uncategorized